How to Make a Water Damage Claim
Steps damaged by water in Lafayette,LA home
When your home has been damaged by water in Lafayette,LA, you may not know how to make an insurance claim. With so much on your mind, uncertainty about the process of making a claim can add to your stress. However, there are several steps that can make the entire process easier for you.
1. Check Your Policy
It’s important to understand what your policy does and does not cover. For example, your insurance will likely cover the cost of less severe water damage as a result of a pipe burst, but many standard insurance policies don’t cover the cost of a flood, though flood insurance can be purchased additionally. Once you are aware of what your policy will cover, you can prepare yourself financially.
2. Document the Damage
Once you can safely enter your home or the area of your home that has been damaged, it’s important to document what has been damaged. As you make your insurance claim, include any receipts, photographs and lists that document items or areas that have sustained damage. Documenting what has been damaged will allow your insurance company to make a more accurate assessment and therefore will ensure you are appropriately compensated for your losses.
3. Have an Assessment
In addition to documenting what items have been damaged in your home, having a claim adjuster visit your home can give you a better idea of the monetary cost of the damage. Adjusters can inform you about the estimated costs of things you may not know how to account for, such as structural damage to your home. If your insurance does not automatically send an adjuster, you can request to have one visit your home.
Once you’ve made your insurance claim, the restoration process can begin. In order to have your home fully restored in a quick and safe manner, reach out to professionals in water damage restoration.
3 Urgent Steps for Drying a Building
Water loss from leak of an air conditioning in Lafayette, LA
Managing a commercial building in Lafayette,LA, requires that you be an expert at special projects; a storm flood or a pipe burst are examples that require an urgent response. If one of these issues should occur in your building, here are water damage tips you can use right away to dry your building while you wait for professional help.
1. Stop the Source of Water
If you are experiencing a leaky pipe, stopping the water’s source may be as simple as closing a supply valve. In other situations, you may be dependent on local flooding to stop before you can do any mitigation, but you can help prevent further water damage by tarping roof leaks or broken windows.
2. Remove Water
Most flood damage comes from exposure, which means that variables like temperature and time are factors. Exposure to water may cause structural damage, warping, or mold growth on porous materials. Since time plays such a role in preventing additional damage, the best cleaning tips generally include removing all water as soon as possible. This may mean pumping large volumes of water, wet vacuuming or just mopping and wiping.
3. Dry Building Materials
It may seem that all the water has been removed, but it can be hidden in walls and absorbed in materials. Flood damage tips include drying building materials by opening windows, using fans and running the air conditioner. It’s great if you can start this step before professional help arrives, but you can count on the recovery team to make sure drying is thorough. They may do things like remove baseboards, drill drain holes in the walls, and remove wet insulation and carpet pads.
You won’t have to do all of this work alone, since expert water removal and restoration specialists bring in specialized equipment to help remove water and monitor moisture levels throughout your building. This professional expertise will get your building ready for your occupants and enable you to get back to your many other special projects. These damage tips can help you keep things together until the professionals arrive.
Key Flood Safety Precautions for First Responders
Storm debris in Lafayette, LA
Floods are destructive disasters that can endanger the welfare of everyone in their path and often require extensive cleanup and restoration efforts. Because flood water can carry debris and contaminated materials, every first responder dispatched to the scene should take several safety precautions to protect himself from harm.
A flood response team may be exposed to a variety of contaminants that make them susceptible to infection. Immunizations are a crucial proactive measure that can alleviate this risk. For this reason, fire fighters, police officers and paramedics should be up-to-date on their tetanus and Hepatitis B vaccines.
Wear Protective Gear
To reduce exposure to contaminated water, emergency response personnel should wear several pieces of protective gear:
- Chemical resistant suit or overalls
- Plastic or rubber gloves
- Protective eyewear
In addition, anyone working inside a flooded area should wear a Coast Guard-approved life jacket. An N-95 mask is also recommended for personnel entering mold-contaminated buildings.
Wash Hands and Clothing
While working, every first responder should avoid touching his face with contaminated gloves and promptly wash his hands after removing soiled gear or handling debris. He should also thoroughly cleanse his hands before eating or drinking.
Promptly removing and washing contaminated clothing is also vital. It’s also important to take precaution and avoid contaminating clean areas with soiled gear.
Be Aware of Utilities
To stay safe, a flood response team must remain alert and vigilant. Damaged utilities are hazardous and pose a significant challenge. Personnel should, for example, avoid downed power lines or risk electric shock.
Diverting traffic away from flooded roadways is another important safety measure that protects the public and diminishes the need for dangerous water rescues. To efficiently block dangerous streets, authorities need to efficiently communicate traffic control plans and ensure signs, cones and barricades are readily accessible.
Respond Safely and Efficiently
Like any other community, Lafayette,LA, is not immune from floods. When disaster strikes, a first responder team quickly jumps into action to protect and save lives, often working under extremely dangerous conditions. Following established safety protocols is crucial and helps the team successfully accomplish their mission.
3 Categories of Mold Remediation Gear
Mold problem on a wall in a Lafayette,LA home
Mold spores can grow and spread throughout your house in Lafayette,LA, in as little as two days. When you suspect mold damage do not touch or attempt to clean it yourself. Mold specialists are trained in safe remediation techniques including the utilization of face masks, one of the three categories of mold remediation gear.
1. Face Masks
Microscopic spores are present everywhere in the air but usually exist at normal levels. When damp, humid conditions are right in your home the spores attach and spread. This creates a significant higher level of spores in the air which become mobile when disturbed. Protective equipment worn over the face prevents breathing in the mold. One common type of mask is the N-95 respirator which covers the mouth and nose and traps spores. Masks are especially important during the assessment, containment and air filtration stages when the spore levels in the air may be high.
In addition to shielding the lungs, eye protection is another customary item used during mold damage remediation. Specialized eyewear does not allow for ventilation to stop the spores from drifting in. Goggles are usually worn during the steps in which a high amount of spores may be airborne.
During the course of remediation, the specialists may need to touch the moldy area. Gloves are an important item of protective equipment when physical contact is required. Once the air is filtered, the mold-laden structures and contents of your home are removed, therefore gloves are essential during this stage. Protective hand gear is also used during the cleaning and sanitizing process. When strong cleaning chemicals are used glove materials such as neoprene, PVC, natural rubber, or polyurethane protect hands and forearms.
If you find mold at your home in Lafayette,LA, do not try to clean the mold-infested area yourself. Specialists trained in mold remediation use proper techniques and gear, such as face masks, to safely and effectively restore your home.
3 Tips for Protecting Your Business From Winter Storm Damage
Roof Storm Damage in Lafayette
When cold weather descends on Lafayette, LA, it can affect your business in a variety of ways. A winter storm can bring heavy snowfall, freezing rain and single-digit temperatures that might cause power outages, frozen water pipes and other issues that might damage your building. However, there are a few steps you can take before bad weather arrives that may help you protect your business.
1. Back Up Your Data To the Cloud
Cold weather can cause your building’s pipes to freeze. When this happens, the expanding water inside them may result in a pipe break and flooding. This can be especially common in basements, where the overall temperature is cooler to begin with. Stored files can be ruined by this type of flooding, so it is a good idea to transform paper records to electronic ones that can be stored on the cloud. This can also make searching for certain blocks of data more efficient when you need to access them.
2. Have an Employee Storm Plan in Place
Prepare a contingency plan with your employees and discuss it in detail so they know how to react in case of a winter storm. Include how they will be contacted in case of a closure, whether they can telecommute in case roads shut down and how to close the building down if the weather forces a shutdown in the middle of the day. Keeping everyone on the same page can prevent confusion and ensure the safety of your employees.
3. Have a Restoration Company on Retainer
Trying to find a storm damage and restoration company after your building has been partially destroyed by winter weather can be frustrating and cost you hundreds or thousands of dollars in lost operating hours. To prevent this, sign on with a company before the cold weather comes. Then, if the worst should happen, you can start the recovery process with one phone call.
The fallout from a winter storm in Lafayette, LA, can be severe and harm your business. However, when you prepare for such an event, you may be able to act with more confidence and protect your investment.
For more on Lafayette click here.
Why the Fire Cleanup Process is Important
Damaged belongings can be repaired and cleaned after a fire
If your commercial building has suffered from severe fire damage in Lafayette, LA, you’ll be needing fire restoration professionals. The cleanup process is a careful routine designed to help your building and its assets fully recover from fire and smoke damage. Here are a few things you should know about the process and why it’s important to you.
Inspecting and Assessing the Losses
Before professionals can get started, they must carefully inspect all the damage. Experts will determine the extent of damage by using some of the following methods:
• Testing for soot or smoke damage
• Documenting the destruction
• Determining which assets are salvageable
After this has been done, professionals can begin the work required to restore your commercial building.
Fixing and Repairing the Damage
There are three main ways your building can be affected: through fire, smoke, and soot damage. Each requires specialized sanitizing, repairing, and restoring methods. Fire restoration professionals take time to clean and rebuild everything that was damaged by the fire, including water damage from the firefighters’ extinguishing attempts. Depending on the extent of the damage, this might take a while to complete.
Completing the Work and Gaining Satisfaction
After repairing everything that was injured by the fire, experts will finish the smoke cleanings by removing odors that originated from the fire. They’ll contain the smell and sanitize all rooms to ensure that your building doesn’t continue to smell like soot or smoke.
Once everything has been completed, the fire restoration company will work with the owner of the building and confirm that everything has been cleaned and restored. Both parties can work out any differences and come to an agreement that everything is just as it was prior to the fire.
By repairing items affected by smoke damage and sanitizing the building, you can be sure that the fire cleanup process is useful and important. With everything expertly done, you can be satisfied and reassured that your commercial building will be restored to its pre-fire state.
For more on Lafayette click here.
How To Replace a Leaking Toilet
At first glance, a leaking toilet can seem overwhelming. Do you fix it? Do you replace it? Do you need a plumber? The fix versus repair decision depends on the condition of the toilet and, likely, your budget. If you decide to do a complete overhaul yourself, following these steps can help you replace your toilet and avoid more serious water damage down the road.
1. Prepare for the Toilet Repair Process
Most hardware stores in Lafayette, LA, should carry all the parts and tools you need. Before you begin any work in the bathroom, make sure to turn off the water supply. It’s also a good idea to have extra towels on hand to sop up remaining water.
2. Remove the Old Toilet
This might seem like a daunting task, but you can make it more manageable by starting at the top and methodically dismantling the leaking toilet piece by piece. First, take off the tank lid. Then, remove the contents and drain the water. Next, unscrew all bolts and carefully remove the tank and the bowl. Lastly, remove the wax seal from the floor and clean the drain.
3. Install the New Toilet
Once you’ve removed the old toilet, installing the new toilet follows a similar process, just in reverse. One of the most important steps is placing the new wax ring. Proper placement of the wax seal around the drain can help prevent another leaky toilet. After installing the wax ring, you can put the new toilet over the drain, starting with the bowl and working your way to the tank. After everything is connected again, you can turn on the water supply and test it out.
A leaking toilet doesn’t need to cause panic or result in a large plumber’s bill. With a little preparation and patience, you can upgrade your toilet and keep your bathroom functioning properly.
For more on Lafayette click here.
Water Damage: The Unexpected Result of a Fire
Water and Fire damage to Lafayette home
Fire damage in your home can be extensive, even if firefighters catch it before it consumes the whole house. What many people often don't consider is that significant water damage is often part of the aftermath of a house fire. If a fire breaks out in your home in Lafayette, LA, you will probably need to hire restoration experts who specialize in both fire and water remediation techniques.
Damage From the Fire
Smoke and soot are likely to be your main problems during restoration. Fire creates both issues, and they permeate any space the fire touches. Fire can also cause flooding, however. High temperatures rage during a house fire. It doesn't take a long time for heat to cause other problems:
• Melted or damaged pipes
• Melted supply lines
• Cracked toilets
Once the heat starts to melt pipes and supply lines, the water inside them leaks out and wreaks havoc. If your home is equipped with a sprinkler system, this can minimize the fire damage, but it also increases the likelihood that your home and its contents will be damaged by water.
Damage From the Rescue
In order for your home not to be completely consumed, firefighters must put the fire out quickly. To do so, they release a large amount of water into the affected area. Water can come out of a fire hose at an alarming rate, and that water can add to the damage already plaguing your home. It can seep into the floor, causing floorboards to buckle. It can saturate the walls and the insulation behind it. If left unchecked, it can lead to a mold problem.
Remediation services in Lafayette, LA, can tackle both water and fire damage after a fire ravages your home. Knowing what to expect may not make the problem go away faster, but it can lessen a little bit of the stress if you know the professionals you hire can address the whole issue.
For more on Lafayette click here.
Three Ways Landscaping Can Be Used To Prevent Home Flooding
Flood waters in Lafayette
Flooding can be one of the costliest forms of damage that can happen to a home in Lafayette, LA. While a homeowner can work to prevent other forms of water damage with regular maintenance and inspection of plumbing and HVAC systems, outside flooding, which can be just as costly as internal damage, can be prevented in other ways. Here are three types of landscaping that can help prevent this type of flooding.
1. Artificial Means of Drainage
There are two different ways that a homeowner can use constructed means to drain excess water. One option is diverted rainspouts. These useful instruments divert the excess from outside flooding away from walls and down inclines. Secondly, a homeowner can use a specially constructed driveway to allow for greater rain drainage. Both options can also add little aesthetic touches to a home.
2. Low-Maintenance Options
If a homeowner is on a budget in terms of time, there are other great options to explore. Heavy mulch in the flower beds around the home can absorb a great deal of excess water. Another possibility is adding swales around the property. Swales are depressions that are usually found around the borders. After a heavy rain storm, the water should drain into the depression rather than stagnating on top of the grass.
3. Beautiful Long-Term Additions
If a homeowner has a green thumb or is willing to invest more for long-term additions, these options may be of interest. Adding on a green roof – what is essentially a lawn on top of the home – can help soak up the excess water after heavy rain. On top of this, it can be a beautiful feature. Another option is creating a rain garden out of native plant life. By placing the “thirstiest” plants in the middle of a declined space, the water has an easier time filtering into the soil.
All of these options are great ways a homeowner can work from the outside to prevent water damage. However, it’s always a good idea to seek out professional help if more information is needed about how to prevent damage due to outside flooding.
For more on Lafayette click here.
Tips on Maintaining Your Commercial Roof
Roofs are exposed to the elements day and night. However, roof damage caused by rain, wind, snow, and sun exposure in Lafayette, LA, can be mitigated with proper care and attention. In order to ensure that your roof is ready for anything Mother Nature throws at it, be sure to inspect your roof at least twice per year and immediately repair any damage that you notice.
Conduct a through inspection of your roof at least twice and up to four times per year. Check for the following things:
- Signs of sun or wind damage such as cracking or peeling
- Clear drainpipes that are free of any moisture that may have resulted from a snow or rainstorm
- Low-hanging tree branches that can scratch or damage your roof during a wind or rainstorm
Be sure to address any roof damage as soon as you spot it. This may require replacing roof tiles or resealing cracked panels. You may also need to replace or repair drainpipes that are not functioning properly. If you are new to roof repair, you may prefer to hire an expert who can assist with your roof-repair needs.
Maintaining your roof is the best way to ensure its longevity. In addition to regular roof inspections and spot maintenance, waterproofing your roof can be an excellent way to protect it from the elements. Waterproofing also provides you with a non-slip surface on which to walk when conducting your inspection or maintenance.
The regular inspection and maintenance of your commercial roof will ensure that its lifespan is extended. Check for any problems and make repairs as soon as possible. Failure to adequately address roof damage may result in having to undertake a complete roof rebuild, which can be a costly and timely endeavor. So what are you waiting for? Step on up and inspect that roof!